Debt Planner — Pressbuddy (Final)
Enter income, expenses, loans and assets. Note: Do NOT include EMI amounts in the Monthly Expenses section — EMIs must be entered in the Loans section below.
Income
Expenses
Enter household/lifestyle expenses only — do NOT include loan EMIs here.Assets (Balances)
Settings
Avalanche (High interest first)
Loans (add/edit)
Summary: Principal ₹150000 • EMI ₹6000 • Rate 14%
Summary: Principal ₹50000 • EMI ₹2500 • Rate 18%
Debt Progress Chart
Loan Timeline & Per-Loan Stats
| Loan | Initial Principal | EMI | Rate | Closed Month | Total Interest (est) | Total Paid (est) |
|---|---|---|---|---|---|---|
| Personal Loan | ₹150000 | ₹6000 | 14% | 18 | ₹20120.43 | ₹170120.43 |
| Gold Loan | ₹50000 | ₹2500 | 18% | 9 | ₹3477.91 | ₹53477.91 |
Month-by-Month Schedule (first 60 months)
| Month | Payments Summary | Total Remaining |
|---|---|---|
| 1 | L1: EMI ₹6000 | Principal ₹4250 | Interest ₹1750 | Rem ₹145750 L2: EMI ₹2500 | Principal ₹1750 | Interest ₹750 | Rem ₹48250 L2: | Extra ₹4100 | Rem ₹44150 | ₹189900 |
| 2 | L1: EMI ₹6000 | Principal ₹4299.58 | Interest ₹1700.42 | Rem ₹141450.42 L2: EMI ₹2500 | Principal ₹1837.75 | Interest ₹662.25 | Rem ₹42312.25 L2: | Extra ₹4100 | Rem ₹38212.25 | ₹179662.67 |
| 3 | L1: EMI ₹6000 | Principal ₹4349.75 | Interest ₹1650.25 | Rem ₹137100.67 L2: EMI ₹2500 | Principal ₹1926.82 | Interest ₹573.18 | Rem ₹36285.43 L2: | Extra ₹4100 | Rem ₹32185.43 | ₹169286.1 |
| 4 | L1: EMI ₹6000 | Principal ₹4400.49 | Interest ₹1599.51 | Rem ₹132700.18 L2: EMI ₹2500 | Principal ₹2017.22 | Interest ₹482.78 | Rem ₹30168.21 L2: | Extra ₹4100 | Rem ₹26068.21 | ₹158768.39 |
| 5 | L1: EMI ₹6000 | Principal ₹4451.83 | Interest ₹1548.17 | Rem ₹128248.35 L2: EMI ₹2500 | Principal ₹2108.98 | Interest ₹391.02 | Rem ₹23959.23 L2: | Extra ₹4100 | Rem ₹19859.23 | ₹148107.58 |
| 6 | L1: EMI ₹6000 | Principal ₹4503.77 | Interest ₹1496.23 | Rem ₹123744.58 L2: EMI ₹2500 | Principal ₹2202.11 | Interest ₹297.89 | Rem ₹17657.12 L2: | Extra ₹4100 | Rem ₹13557.12 | ₹137301.7 |
| 7 | L1: EMI ₹6000 | Principal ₹4556.31 | Interest ₹1443.69 | Rem ₹119188.27 L2: EMI ₹2500 | Principal ₹2296.64 | Interest ₹203.36 | Rem ₹11260.48 L2: | Extra ₹4100 | Rem ₹7160.48 | ₹126348.75 |
| 8 | L1: EMI ₹6000 | Principal ₹4609.47 | Interest ₹1390.53 | Rem ₹114578.8 L2: EMI ₹2500 | Principal ₹2392.59 | Interest ₹107.41 | Rem ₹4767.89 L2: | Extra ₹4100 | Rem ₹667.89 | ₹115246.69 |
| 9 | L1: EMI ₹6000 | Principal ₹4663.25 | Interest ₹1336.75 | Rem ₹109915.55 L2: EMI ₹2500 | Principal ₹667.89 | Interest ₹10.02 | Rem ₹0 L1: | Extra ₹4100 | Rem ₹105815.55 | ₹105815.55 |
| 10 | L1: EMI ₹6000 | Principal ₹4765.49 | Interest ₹1234.51 | Rem ₹101050.06 L1: | Extra ₹6600 | Rem ₹94450.06 | ₹94450.06 |
| 11 | L1: EMI ₹6000 | Principal ₹4898.08 | Interest ₹1101.92 | Rem ₹89551.98 L1: | Extra ₹6600 | Rem ₹82951.98 | ₹82951.98 |
| 12 | L1: EMI ₹6000 | Principal ₹5032.23 | Interest ₹967.77 | Rem ₹77919.75 L1: | Extra ₹6600 | Rem ₹71319.75 | ₹71319.75 |
| 13 | L1: EMI ₹6000 | Principal ₹5167.94 | Interest ₹832.06 | Rem ₹66151.81 L1: | Extra ₹6600 | Rem ₹59551.81 | ₹59551.81 |
| 14 | L1: EMI ₹6000 | Principal ₹5305.23 | Interest ₹694.77 | Rem ₹54246.58 L1: | Extra ₹6600 | Rem ₹47646.58 | ₹47646.58 |
| 15 | L1: EMI ₹6000 | Principal ₹5444.12 | Interest ₹555.88 | Rem ₹42202.46 L1: | Extra ₹6600 | Rem ₹35602.46 | ₹35602.46 |
| 16 | L1: EMI ₹6000 | Principal ₹5584.64 | Interest ₹415.36 | Rem ₹30017.82 L1: | Extra ₹6600 | Rem ₹23417.82 | ₹23417.82 |
| 17 | L1: EMI ₹6000 | Principal ₹5726.79 | Interest ₹273.21 | Rem ₹17691.03 L1: | Extra ₹6600 | Rem ₹11091.03 | ₹11091.03 |
| 18 | L1: EMI ₹6000 | Principal ₹5870.6 | Interest ₹129.4 | Rem ₹5220.43 L1: | Extra ₹5220.43 | Rem ₹0 | ₹0 |